Social Security Supplement and the Social Security Earnings Test
I'm currently 51 years old, planning to retire the year I turn 55. Will the social security supplement be subject to the social security earnings test?
View ArticleMilitary Buy Back and Your Future Annuity
At my minimum retirement age, I will have 29 years and I am eligible to buy back some military time. If I buy back the time, will it count towards the 30 years needed at MRA to be eligible for the...
View ArticleUtilizing the TSP After Transitioning to Private Sector
I'm considering resigning from my career with the Postal Service and working in the private sector. Can I leave my TSP funds in place after resigning, and I can make deposits and withdrawals thereafter?
View ArticleSpecial Supplement for Federal Employees Under FERS
What is a "bridge" payment, and how can it help federal employees under the Federal Employees Retirement System (FERS)?
View ArticleShould I Retire Now to Take the Supplemental Payment?
I meet requirements for immediate retirement from Federal service. One thing I don't want to lose is the supplemental payment until 62. Should I retire now?
View ArticleCongress and Your Federal Employee Retirement
Should a federal employee retire now to avoid unpleasant changes that may be implemented in new legislation?
View ArticleGlass Half Full: A Review of Your Federal Benefits Beyond 2018
Federal employees are understandably concerned about recent proposals to cut their pay and benefits, however, the author points out that there are still plenty of reasons to remain positive.
View ArticleObservations on OPM’s Recommended Adjustments to Federal Employee Benefits
Recent proposals would make cuts to federal employees' benefits should they come to pass. The author analyzes their impact through a financial planning perspective.
View ArticleThe Five Biggest Retirement Decisions Feds Have To Make
The author lists five important decisions that he says are likely the most important for federal employees in their retirement planning.
View ArticleThe FERS Earnings Test
Are you planning to retire before full Social Security retirement age? Be aware of these earnings tests under FERS.
View ArticlePostponed vs. Deferred Annuities Under FERS
What are the differences between deferred and postponed annuities?
View ArticleI’m xx Age; Can I Retire Yet?
How does the Minimum Retirement Age (MRA) under FERS factor into your retirement eligibility?
View ArticleThe Big ‘Gotchas’ of Deferred Retirement
Deferred retirement is an option for some federal employees, but there are potential downsides.
View ArticleThe Big Retirement Differences for FERS Law Enforcement, Firefighters and Air...
There are special provisions for certain federal employees which can make a big impact on their pensions at retirement.
View ArticleMore Big Retirement Differences for FERS Special Provision Employees
There are a number of special provisions afforded to certain federal employees under FERS.
View ArticleLeaving Federal Service Early: Should You Take a Lump Sum of Your Retirement...
If you leave federal service before you are eligible to retire immediately, should you take a lump sum payment or wait for a pension?
View ArticleTake This Job and Shove It!
Federal employees who leave their jobs before they are eligible for retirement can adversely impact their retirement benefits.
View ArticleDeferred Pension vs. Postponement vs. MRA+10
Federal employees who retire early have some important choices to make regarding their pensions and health insurance.
View Article5 Retirement Planning Tips for Mid-Career Federal Employees
What should federal employees in the middle of their careers be thinking about regarding retirement planning?
View ArticleEarly Federal Retirement and Social Security
Federal employees who retire early under FERS and do not continue earning wages need to be aware of the impact to their Social Security benefits.
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